Innovative Financial Concepts, LLC

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Michael Welger

mwelger@ifc-llc.com

Bio to be added.

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Innovative Financial Concepts, LLC

Office: 732-974-0620

Fax: 732-974-1109

31 Schanck Road

Freehold, NJ 07728

mwelger@ifc-llc.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Michael S Welger,CFP, Securities offered through SA Stone Wealth Management Inc. Member FINRA and SIPC, Advisory services provided through Cornerstone Professional Advisor Services, LLC. Cornerstone Professional Advisor Services, LLC is not affiliated with SA Stone Wealth Management Inc.

SA Stone Wealth Management Inc. requests that you do not transmit orders and instructions regarding your SA Stone Wealth Management Inc. account by email. Transnational details do not supersede normal trade confirmations or statements. The information contained in this transmission is privileged and confidential. It is intended for the use of the individual or entity named above. The information contained herein is based on sources we believe reliable but is not considered all-inclusive. Opinions are our current opinions only and are subject to change without notice. Offerings are subject to prior sale and/or change in price. Prices, quotes, rates and yields are subject to change without notice. SA Stone Wealth Management Inc. member FINRA and SIPC, is a registered broker-dealer. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. Please contact your Financial Advisor with information regarding specific investments. SA Stone Wealth Management Inc. reserves the right to monitor all electronic correspondence.