
Our History
Years of experience have prepared us to guide you through your life transitions.

Our Values
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.

Understanding Today's Financial Environment
Innovative Financial Concepts, LLC is a New Jersey based fully faceted financial services organization. With over 30 years of providing quality services to individuals and business professionals. We offer from basic personal financial planning, to intricate and advanced Estate Planning.
Our business planning models include but are not limited to, complete employee benefits consulting, covering group medical, dental, life, short and long term disability and Long Term Care. For the executive, our services include, executive carve-outs for life and disability.
We also offer expertise in the areas of Qualified retirement Plans and Non-Qualified Deferred Compensation Arrangements.e look forward to working with you.

Your Financial Future
Today's economic environment presents many challenges. But along with these challenges comes opportunities and potential rewards for those who can identify long-term trends.
Whether you're facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing financial questions.
"Remember, what does 'retirement' mean? It doesn't mean that you're a couch potato. Leisure is not the same things as rest. If you're bicycling five miles a day, that's leisure, but it certainly takes a lot of effort."
Robert Fogel